Why Financial Wellness matters? People don’t lack motivation — they lack clarity

At The Workplace:

  • Financial stress impacts productivity and focus

  • Employees feel overwhelmed by

financial decisions

  • Many underutilize valuable benefits

Retirement Crisis in Whole:

  • 20–46% of Americans have ZERO retirement savings

  • Over 20% of individuals age 50+ have no retirement savings

  • 52% expect to rely on Social Security for basic expenses

  • 76% worry they won’t receive full Social Security benefits

At Home:

  • 52% of Americans worry about money every day

  • 1 in 3 lose sleep over finances

  • 35% feel stuck in a cycle of debt